@font-face{font-family:Poppins;font-weight:400;font-display:swap;src:url(/poppins-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:Poppins;font-weight:500;font-display:swap;src:url(/poppins-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:Poppins;font-weight:600;font-display:swap;src:url(/poppins-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:Poppins;font-weight:700;font-display:swap;src:url(/poppins-latin-700-normal.woff2) format("woff2")}

:root{
  --navy:#003a5d;--navy-deep:#002741;--orange:#f68e39;--orange-hover:#e07210;
  --ink:#292929;--slate:#23304b;--body:#444b4f;--muted:#5b6468;--line:#d9dbdc;
  --doc-ink:#1d3f3c;--clay:#c4774e;
  --serif:Georgia,"Times New Roman",Times,serif;--mono:"Courier New",Courier,monospace;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:#fbfbfb;color:var(--ink);font:400 16px/1.4 Poppins,system-ui,-apple-system,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4,p,ul,ol,dl,dd,figure,blockquote{margin:0;padding:0}
ul,ol{list-style:none}
img{display:block;max-width:100%;height:auto}
a{color:inherit}
button,input,select{font:inherit}
button{cursor:pointer}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px}
[hidden]{display:none!important}
.wrap{width:100%;max-width:1440px;margin:0 auto;padding-inline:80px}
.ico{width:24px;height:24px;flex:none;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}

h2{font-size:36px;line-height:48px;font-weight:700;letter-spacing:-.03em;color:var(--navy)}
h2 em,h1 em{font-style:normal;color:var(--orange)}
.eyebrow{display:block;font-size:14px;line-height:20px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--navy-deep);margin-bottom:12px}
.eyebrow-light{color:#fff}
.lead{font-size:18px;line-height:28px;color:var(--ink)}
.sec{padding-block:64px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:10px 24px;border:0;border-radius:10px;font-size:16px;line-height:24px;font-weight:600;text-decoration:none;text-align:center;transition:background-color .15s,color .15s}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:#005078}
.btn-orange{background:var(--orange);color:#fff}.btn-orange:hover{background:var(--orange-hover)}
.btn-outline{border:2px solid var(--orange);color:var(--orange);background:transparent}.btn-outline:hover{background:rgba(246,142,57,.14)}
.btn-sm{min-height:36px;padding:6px 16px;border-radius:8px;font-size:15px;letter-spacing:.03em}
.btn-lg{min-height:56px}
.btn-pill{border-radius:999px}
.btn-full{width:100%}
.btn[disabled]{opacity:.65;cursor:wait}
.text-link{display:inline-flex;align-items:center;gap:8px;border:0;background:none;padding:0;color:var(--orange);font-size:16px;line-height:24px;font-weight:600;text-decoration:none}
.text-link:hover{color:var(--orange-hover)}
.text-link .ico{width:22px;height:22px}

/* Header */
.topbar{background:#f7f7f7;position:relative;z-index:20}
.topbar-in{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo img{width:200px;height:auto}
.nav{display:flex;gap:40px;position:absolute;left:565px}
.nav a{font-size:15px;font-weight:500;letter-spacing:.03em;color:var(--slate);text-decoration:none}
.nav a:hover{color:var(--orange-hover)}
.burger{display:none;width:44px;height:44px;border:0;background:none;padding:10px 8px;flex-direction:column;justify-content:space-between;margin-right:-8px}
.burger span{display:block;height:2px;background:#111}
@media(min-width:1441px){.nav{left:50%;transform:translateX(-155px)}}
@media(max-width:1280px){.nav{position:static}}

/* Hero */
.hero{position:relative;background-color:var(--navy);background-image:linear-gradient(180deg,rgba(0,45,75,.62) 0,rgba(0,50,82,.5) 42%,rgba(0,58,93,.74) 70%,rgba(0,58,93,.96) 100%),linear-gradient(90deg,rgba(0,58,93,.28) 0,rgba(0,58,93,0) 30%,rgba(0,58,93,.2) 600px,var(--navy) 825px),url(/hero-bg.webp);background-repeat:no-repeat;background-size:auto,auto,830px auto;background-position:0 0,0 0,0 -397px;color:#fff}
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 560px;column-gap:80px;padding-block:41px 57px;min-height:796px}
.hero-copy{padding-top:75px;max-width:600px}
h1{font-size:56px;line-height:64px;font-weight:700;letter-spacing:-.035em;color:#fff;margin-top:-1px}
.h1-small{display:block;font-size:36px;line-height:52px;letter-spacing:-.03em}
.hero-intro{font-size:18px;line-height:28px;margin-top:22px;color:#fff;max-width:590px}
.hero-read{display:flex;align-items:center;gap:24px;margin-top:32px;font-size:16px}
.promises{display:flex;gap:18px;margin-top:30px;padding-left:10px;padding-bottom:30px;font-size:15px;border-bottom:1px solid transparent;border-image:linear-gradient(90deg,var(--orange),rgba(246,142,57,.1)) 1}
.promises li{display:flex;align-items:center;gap:10px;margin-right:0;white-space:nowrap}
.promises li:before{content:"";flex:none;width:21px;height:21px;border-radius:50%;background:var(--orange) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 21 21'%3E%3Cpath d='m6 10.8 3 3 6-6.4' fill='none' stroke='%23003a5d' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.mini-proof{display:flex;align-items:center;gap:16px;margin-top:22px}
.mark{position:relative;flex:none;width:40px;height:40px}
.mark:after{content:"";position:absolute;right:-1px;bottom:0;width:6px;height:6px;border-radius:50%;background:var(--orange)}
.mini-proof strong{display:block;font-size:14px;line-height:22px;font-weight:500;letter-spacing:.03em}
.mini-proof p{font-size:13px;line-height:20px;margin-top:4px}

/* Assessment form */
.form-card{background:#fff;color:var(--ink);border:1px solid #e7e7e7;border-radius:24px;padding:30px 24px 16px;scroll-margin-top:16px;align-self:start}
.fit-intent{font-size:13px;line-height:18px;background:#fff4ea;color:#8a4b17;padding:10px 12px;margin-bottom:16px;border-radius:8px}
.form-top{display:flex;justify-content:space-between;align-items:center;gap:12px}
.step-label{font-size:14px;line-height:20px;font-weight:600;letter-spacing:.07em;color:#555}
.form-top-right{font-size:13px;line-height:20px;color:#444}
.progress-row{display:flex;align-items:center;gap:16px;margin-top:17px}
.progress{flex:1;height:8px;border-radius:8px;background:#d9d9d9;overflow:hidden}
.progress span{display:block;height:100%;width:15%;background:var(--orange);border-radius:8px;transition:width .25s}
.progress-pct{font-size:14px;font-weight:600;color:var(--orange);min-width:26px;text-align:right}
.form-card h3{font-size:18px;line-height:26px;font-weight:600;color:var(--navy);margin-top:15px}
.form-card h3:focus{outline:0}
.form-desc{font-size:16px;line-height:24px;color:#444;margin-top:13px}
.form-desc.small{font-size:13px;line-height:19px;margin-top:14px}
.options{display:grid;gap:16.4px;margin-top:15px}
.option{display:flex;align-items:center;gap:13px;min-height:66px;padding:10px 13px;border:1px solid var(--line);border-radius:14px;cursor:pointer;transition:border-color .15s,background .15s}
.option:hover{border-color:#b7bcbf}
.option:has(input:checked){border-color:var(--orange);background:#fff8f1}
.option input{appearance:none;flex:none;width:18px;height:18px;margin:0;border:1.5px solid #444;border-radius:50%;background:#fff;display:grid;place-items:center}
.option input:checked{border-color:var(--orange)}
.option input:checked:before{content:"";width:10px;height:10px;border-radius:50%;background:var(--orange)}
.option strong{display:block;font-size:14px;line-height:18px;font-weight:500;letter-spacing:.03em;color:#1c3331}
.option small{display:block;font-size:12.5px;line-height:18px;color:#555}
.form-actions{display:flex;gap:12px;margin-top:16px}
.form-actions .btn{flex:1}
.btn-back{border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:10px;padding:10px 20px;font-weight:500}
.form-foot{font-size:13px;line-height:20px;color:#444;text-align:center;margin-top:6px}
.form-foot a{color:inherit}
.field{display:block;margin-top:16px;font-size:14px;line-height:20px;font-weight:500;color:#1c3331}
.field input,.field select{display:block;width:100%;height:50px;margin-top:6px;padding:0 14px;background:#fff;border:1px solid #c3c8cb;border-radius:10px;font-size:16px;color:var(--ink)}
.field input:focus,.field select:focus{outline:2px solid var(--orange);outline-offset:0;border-color:var(--orange)}
.field small{display:block;margin-top:5px;font-weight:400;font-size:12px;line-height:17px;color:#555}
.consent{display:flex;gap:10px;align-items:flex-start;margin-top:14px;font-size:13px;line-height:19px;color:#333;cursor:pointer}
.consent input{flex:none;width:18px;height:18px;margin:0;accent-color:var(--orange)}
.error{font-size:13px;line-height:18px;color:#a32a22;margin-top:8px}
.error:empty{display:none}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
.success-icon{width:56px;height:56px;display:grid;place-items:center;border-radius:50%;background:#fdeddf;color:var(--orange);font-size:26px;font-weight:700;margin-bottom:16px}
.summary-box{font-size:14px;line-height:21px;padding:14px 16px;background:#f5f6f7;border-radius:10px;margin:16px 0}
.success-panel{padding-block:16px 24px}
.success-panel h3{margin-top:0;font-size:22px;line-height:30px}

/* Plan */
.plan{background:linear-gradient(180deg,#fff 0,#fff5ec 14%,#fddfc6 50%,#fff3ea 82%,#fbfbfb 100%)}
.plan-grid{display:grid;grid-template-columns:minmax(0,1fr) 560px;column-gap:80px;align-items:center}
.plan-copy{max-width:610px}
.plan-copy .lead{margin-top:14px}
.deliverables{margin-top:20px}
.deliverables li{display:grid;grid-template-columns:40px 1fr;column-gap:16px;align-items:center;margin-top:20px}
.num{width:40px;height:40px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;font-weight:600;font-size:18px}
.deliverables h3{font-size:18px;line-height:26px;font-weight:600;color:var(--navy)}
.deliverables p{grid-column:1/-1;font-size:16px;line-height:22px;color:var(--body);margin-top:9px}
.phone-fig{justify-self:center;width:100%}
.phone{width:324px;margin:0 auto;border:5px solid #000;border-radius:40px;overflow:hidden;background:#edf0e8;font-family:Arial,Helvetica,sans-serif;color:var(--doc-ink)}
.phone-head{display:flex;align-items:center;gap:10px;padding:8px 16px 8px;background:#fff;border-bottom:1px solid #d8ddd5}
.phone-avatar{flex:none;width:36px;height:36px;border-radius:50%;background:#173c3b;color:#fff;font:700 12px var(--serif);display:grid;place-items:center}
.phone-head strong{display:block;font-size:13.5px;line-height:18px}
.phone-head small{display:block;font-size:10.5px;line-height:15px;color:#5e6b69}
.phone-body{padding:12px 12px 8px;display:flex;flex-direction:column;gap:9px;align-items:flex-start;position:relative}
.today{align-self:center;background:#fff;border-radius:10px;padding:2px 10px;font-size:9.5px;letter-spacing:.1em;color:#5e6b69}
.bubble{background:#fff;border-radius:12px;padding:8px 12px 7px;max-width:266px;box-shadow:0 1px 1px rgba(0,0,0,.05)}
.bubble p{font-size:12px;line-height:17.5px}
.bubble time{display:block;text-align:right;font-size:9px;color:#6d7a78;margin-top:2px}
.bubble-doc{width:266px;padding:6px 6px 6px}
.plan-doc{background:#f6f5ef;border:1px solid #d8ddd5;border-radius:8px;padding:12px 13px 20px}
.plan-doc-top{display:flex;justify-content:space-between;font-size:8.5px;letter-spacing:.15em;color:#5e6b69}
.plan-doc-title{font:400 16.5px/22px var(--serif);margin-top:7px;color:#173c3b}
.chips{display:flex;gap:4px;margin:7px 0 12px}
.chips span{background:#d7e6c9;border-radius:3px;padding:3px 7px;font-size:9px;color:#173c3b}
.plan-doc li{position:relative;padding-left:20px;font-size:10.5px;line-height:14.5px;margin-top:10px}
.plan-doc li:before{content:"";position:absolute;left:4px;top:5px;width:6px;height:6px;border-radius:50%;background:#173c3b}
.plan-doc b{display:block}
.pdf-row{display:flex;gap:8px;align-items:center;padding:8px 6px 2px;font-size:10.5px;line-height:15px}
.pdf-row small{display:block;font-size:9px;color:#6d7a78;margin-top:3px}
.pdf-ico{flex:none;width:25px;height:30px;border-radius:2px;background:var(--clay);color:#fff;font-size:7px;font-weight:700;display:grid;place-items:center}
.bubble-me{align-self:flex-end;background:#c6dfa0;max-width:266px}
.typing{background:#fff;border-radius:12px;display:flex;gap:4px;padding:8px 13px;margin-bottom:-3px}
.typing i{width:6px;height:6px;border-radius:50%;background:#9aa5a3}
.phone-fig figcaption{text-align:center;font-size:13px;line-height:16px;color:#555;margin-top:16px}

/* Routes */
.routes{background:#fbfbfb;padding-top:40px}
.split-head{display:grid;grid-template-columns:1fr 1fr;column-gap:28px;align-items:start;margin-bottom:28px}
.split-head>p{margin-top:0}
.route-grid{display:grid;grid-template-columns:1fr 1fr;column-gap:32px}
.route{background:#fbfbfb;border-radius:16px;border-inline:5px solid var(--navy);padding:26px 11px 38px;box-shadow:0 3px 6px rgba(0,0,0,.09)}
.route .eyebrow{margin-bottom:8px}
.route h3{font-size:20px;line-height:28px;font-weight:700;letter-spacing:-.02em;color:var(--navy)}
.route-intro{font-size:18px;line-height:28px;margin-top:9px}
.route dl{padding:8px 24px 0;margin-top:0}
.route dt{position:relative;font-size:17px;line-height:26px;font-weight:600;color:#292929;margin-top:22px;padding-left:3px;margin-left:0}
.route dt:before{content:"";position:absolute;left:-16px;top:11px;width:5px;height:5px;border-radius:50%;background:#292929}
.route dd{font-size:16px;line-height:22px;margin-top:9px;margin-left:0;color:#292929}
.route .text-link{margin:27px 0 0 24px;font-size:15px}
.route-orange{border-color:var(--orange);padding-top:15px}
.route-orange .eyebrow{color:#8a4b17}
.route-orange h3{color:var(--orange)}
.route-tip{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:32px;padding:20px 25px;background:#f0f0f0;border-radius:16px}
.route-tip p{font-size:14px;line-height:20px;color:#1d3f3c}
.route-tip strong{font-weight:700}

/* What's left */
.left{background:linear-gradient(180deg,#fbfbfb 0,#e6ebef 16%,#adc0cc 47%,#cfd9e0 72%,#f6f8f9 100%);padding-block:58px 74px}
.left-grid{display:grid;grid-template-columns:minmax(0,1fr) 591px;column-gap:28px;align-items:start}
.left-grid .sheet{margin-right:38px}
.left-copy .lead{margin-top:14px}
.left-copy .lead+.lead{margin-top:28px}
.left-copy .btn{margin-top:24px}
.sheet{position:relative;background:repeating-linear-gradient(180deg,#fdfcf8 0,#fdfcf8 4px,#f9f8f2 5px);padding:39px 40px 28px;box-shadow:0 10px 26px rgba(40,60,75,.2);font-family:Arial,Helvetica,sans-serif;color:var(--doc-ink);clip-path:polygon(0 -40px,calc(100% - 42px) -40px,calc(100% - 42px) 0,100% 42px,calc(100% + 60px) 42px,calc(100% + 60px) calc(100% + 60px),-60px calc(100% + 60px),-60px -40px)}
.sheet:before{content:"";position:absolute;top:0;right:0;width:42px;height:42px;background:linear-gradient(225deg,transparent 50%,#e6e2d6 50%)}
.sheet-top{display:flex;justify-content:space-between;align-items:flex-start;padding-bottom:17px;border-bottom:2px solid #1d3f3c}
.sheet-top strong{font:700 17px/24px var(--serif);letter-spacing:.14em;margin-top:6px}
.sheet-top span{text-align:right;font-size:11px;line-height:15px;letter-spacing:.14em;color:#5e6b69}
.sheet-title{position:relative;padding-top:24px;margin-bottom:24px}
.sheet-title h3{font:400 25px/32px var(--serif)}
.sheet-title small{display:block;font-size:13px;color:#5e6b69;margin-top:3px}
.stamp{position:absolute;right:-6px;top:24px;transform:rotate(4deg);border:2px solid var(--clay);border-radius:3px;color:var(--clay);padding:5px 10px;font-size:11px;letter-spacing:.2em;font-weight:700}
.sheet-row{display:flex;align-items:center;gap:10px;height:41.5px;font-size:15px}
.sheet-row i{flex:1;border-bottom:1px dotted #a9b0ae}
.sheet-row b{font:700 16px var(--mono);color:#1d3f3c}
.sheet-row.minus b{color:#5e6b69}
.sheet-total{display:flex;align-items:center;justify-content:space-between;border-top:1px solid #1d3f3c;margin-top:17px;padding-top:15px}
.sheet-total strong{font-size:17.5px}
.total-val{position:relative;font:700 22px var(--mono);padding:4px 9px;border-bottom:3px double #1d3f3c;margin-right:0}
.total-val svg{position:absolute;left:-30px;right:-10px;top:-11px;bottom:-5px;width:calc(100% + 40px);height:calc(100% + 16px);fill:none;stroke:var(--clay);stroke-width:2;vector-effect:non-scaling-stroke}
.sheet-note{font:italic 15px var(--serif);color:var(--clay);text-align:right;margin:15px 35px 0 0;transform:rotate(-2deg)}
.sheet-small{font-size:11.5px;line-height:17px;color:#5e6b69;border-top:1px dashed #cfd2cc;margin-top:18px;padding-top:12px}

/* Guide */
.guide{position:relative;background:#fff;min-height:692px;overflow:hidden}
.guide-photo{position:absolute;left:0;top:0;bottom:0;width:716px;background:url(/guide-bg.webp) 0 -354px/830px auto no-repeat}
.guide-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,0) 72%,#fff 100%),linear-gradient(180deg,rgba(255,255,255,.18),rgba(255,255,255,0) 30%)}
.guide-grid{position:relative;display:grid;grid-template-columns:1fr 1fr;column-gap:28px}
.guide-copy{grid-column:2;padding-block:64px 64px}
.guide-copy h2 em{display:block}
.guide-copy .lead{margin-top:20px}
.ticks{margin-top:24px}
.ticks li{position:relative;padding-left:32px;font-size:14.5px;line-height:20px;color:#1d3f3c;margin-top:20px}
.ticks li:before{content:"";position:absolute;left:3px;top:1px;width:19px;height:18px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 19 18'%3E%3Cpath d='m1.5 9.5 5.5 5.5 10.5-12' fill='none' stroke='%23003a5d' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.guide-actions{display:flex;align-items:center;gap:32px;margin-top:24px}
.micro{font-size:13px;line-height:16px;color:#1d3f3c;margin-top:16px}
.micro+.micro{margin-top:16px}
.guide-actions+.micro{margin-top:16px}

/* Process */
.process{background:var(--navy-deep);color:#fff;padding-block:64px 50px}
.process h2{color:#fff}
.steps{display:grid;grid-template-columns:repeat(3,1fr);column-gap:32px;margin-top:20px}
.step-num{font-size:36px;line-height:50px;font-weight:700;letter-spacing:-.03em;color:var(--orange)}
.steps h3{font-size:18px;line-height:26px;font-weight:600;margin-top:6px}
.steps p{font-size:16px;line-height:22px;margin-top:8px}

/* Trust */
.trust{background:#efefef;padding-block:64px}
.trust-grid{display:grid;grid-template-columns:minmax(0,1fr) 534px;column-gap:80px;align-items:center}
.trust-copy .lead{margin-top:14px}
.trust-copy .ticks li{margin-top:20px}
.trust-card{background:#f8f6f0;border-radius:24px;padding:28px;box-shadow:0 4px 14px rgba(0,0,0,.14);font-family:Arial,Helvetica,sans-serif}
.broker{position:relative;background:var(--navy);color:#fff;border-radius:16px;padding:27px 28px 46px;overflow:hidden}
.broker-wm{position:absolute;right:-8px;bottom:-22px;font:700 86px/1 var(--serif);color:rgba(255,255,255,.055)}
.broker-top{display:flex;justify-content:space-between;font-size:11px;letter-spacing:.2em;color:#b9cad5}
.broker-id{display:flex;align-items:center;gap:18px;margin-top:22px}
.broker-photo{flex:none;width:89px;height:89px;border-radius:50%;background:rgba(255,255,255,.14);border:2px dashed rgba(255,255,255,.45);font-size:11px;line-height:12px;text-align:center;color:#cbd7de;display:grid;place-items:center}
.broker-id strong{display:block;font:400 26px/32px var(--serif)}
.broker-id small{display:block;font-size:14px;color:#cbd7de;margin-top:4px}
.langs{display:flex;gap:8px;margin-top:20px}
.langs span{border:1px solid rgba(255,255,255,.55);border-radius:20px;padding:3px 11px;font-size:12px;line-height:15px}
.broker-foot{position:relative;display:flex;justify-content:space-between;align-items:center;border-top:1px solid rgba(255,255,255,.18);margin-top:25px;padding-top:15px;font-size:13px}
.broker-foot b{font-family:var(--mono);letter-spacing:.12em}
.broker-foot a{text-decoration:none;font-weight:700;color:#cbd7de;font-size:12.5px}
.quote{position:relative;background:#fff;border-radius:14px;box-shadow:0 2px 6px rgba(0,0,0,.12);padding:12px 28px 22px;margin:-22px 21px 0;color:#1d3f3c}
.quote-mark{display:block;font:400 48px/34px var(--serif);color:var(--clay);height:26px;margin-top:6px}
.quote p{font:italic 18px/26px var(--serif)}
.quote footer{display:flex;justify-content:space-between;align-items:center;font-size:12.5px;color:#5e6b69;margin-top:12px}
.quote a{text-decoration:none;font-weight:700;color:#1d3f3c}
.paid{display:flex;gap:16px;border:1.5px dashed #1d3f3c;border-radius:10px;padding:20px 20px 20px;margin-top:16px}
.paid-i{flex:none;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font:700 13px var(--serif);display:grid;place-items:center}
.paid strong{display:block;font-size:13.5px;letter-spacing:.1em;color:#1d3f3c}
.paid p{font-size:13.5px;line-height:20px;color:#5e6b69;margin-top:2px}

/* FAQ */
.faq{background:#fbfbfb;padding-block:64px}
.faq-grid{display:grid;grid-template-columns:1fr 1fr;column-gap:28px;align-items:start}
.faq-grid .lead{margin-top:14px}
.faq-list details{background:#efefef;border-left:4px solid #b9bbbd;border-radius:16px;margin-bottom:24px;overflow:hidden}
.faq-list details:last-child{margin-bottom:0}
.faq-list details[open]{background:#e4e9ef;border-left-color:var(--navy)}
.faq-list summary{list-style:none;position:relative;cursor:pointer;padding:15px 52px 15px 12px;font-size:17px;line-height:24px;font-weight:500;letter-spacing:.02em;color:var(--slate)}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary:after{content:"";position:absolute;right:21px;top:20px;width:9px;height:9px;border-right:2px solid var(--slate);border-bottom:2px solid var(--slate);transform:rotate(45deg)}
.faq-list details[open] summary{font-weight:600;color:var(--navy);letter-spacing:0}
.faq-list details[open] summary:after{transform:rotate(225deg);top:25px;border-color:var(--navy)}
.faq-list details p{padding:0 16px 15px 12px;margin-top:-4px;font-size:16px;line-height:22px;color:var(--slate)}

/* Closing + footer */
.closing{position:relative;background:var(--navy);color:#fff;border-radius:24px 24px 0 0;overflow:hidden}
.closing-photo{position:absolute;top:0;right:0;bottom:0;width:800px;background:url(/cta-bg.webp) 0 -408px/800px auto no-repeat}
.closing-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--navy) 0,rgba(0,58,93,.72) 12%,rgba(0,58,93,.1) 40%,rgba(0,58,93,0) 60%),linear-gradient(180deg,rgba(0,58,93,0) 42%,rgba(0,58,93,.72) 74%,var(--navy) 100%)}
.closing-in{position:relative;padding-block:64px 58px}
.closing h2{color:#fff;max-width:540px}
.closing .lead{color:#fff;margin-top:20px}
.closing .btn{margin-top:32px}
.closing-micro{font-size:13px;line-height:16px;margin-top:16px}
.closing-line{height:1px;margin-top:31px;background:linear-gradient(90deg,var(--orange),rgba(246,142,57,.3) 85%,transparent)}
.closing-logo{width:200px;margin-top:33px}
.legal{display:flex;justify-content:space-between;gap:24px;font-size:14px;line-height:20px;margin-top:24px}
.legal a{font-weight:500;letter-spacing:.03em;text-decoration:none}
.legal a:hover{text-decoration:underline}

/* Dialogs */
.dlg{width:600px;max-width:calc(100% - 32px);max-height:92vh;overflow:auto;border:0;border-radius:20px;padding:28px;color:var(--ink);box-shadow:0 24px 70px rgba(0,30,50,.35)}
.dlg::backdrop{background:rgba(0,39,65,.65)}
.dlg-wide{width:920px}
.dlg-top{display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.dlg h3{font-size:24px;line-height:32px;font-weight:700;letter-spacing:-.02em;color:var(--navy)}
.dlg h3:focus{outline:0}
.dlg .eyebrow{margin-bottom:6px;font-size:12px}
.dlg-x{flex:none;width:38px;height:38px;border:1px solid var(--line);border-radius:50%;background:#fff;color:var(--navy);font-size:21px;line-height:1}
.dlg .form-card-plain{border:0;border-radius:0;padding:18px 0 0;margin-top:0;max-width:none}
.dlg .form-card h3{font-size:18px;line-height:26px;font-weight:600;letter-spacing:0;margin-top:15px}
.dlg .success-panel h3{margin-top:0;font-size:22px;line-height:30px}
.success-panel .btn{margin-top:16px}
.success-panel .text-link{margin-top:16px;font-size:15px}
.preview-pages{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:20px 0}
.preview-pages img{width:100%;border:1px solid var(--line);border-radius:4px}
.preview-pages figcaption{font-size:13px;margin-top:8px;color:#444}

/* Narrower desktops */
@media(max-width:1280px){
  .wrap{padding-inline:40px}
  .hero-grid,.plan-grid{grid-template-columns:minmax(0,1fr) minmax(0,500px);column-gap:40px}
  .left-grid,.trust-grid{grid-template-columns:minmax(0,1fr) minmax(0,500px);column-gap:40px}
  .promises{gap:12px;font-size:14px;flex-wrap:wrap}
  .nav{gap:24px}
  .guide-photo{width:50%}
}
@media(max-width:1040px){
  .nav-cta{display:none}
  .burger{display:flex}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;gap:0;background:#f7f7f7;padding:6px 24px 14px;box-shadow:0 10px 20px rgba(0,0,0,.1)}
  .nav.open{display:flex}
  .nav a{padding:12px 0;font-size:16px}
  .hero-grid,.plan-grid,.left-grid,.trust-grid,.faq-grid,.split-head{grid-template-columns:minmax(0,1fr);row-gap:32px}
  .hero-copy{max-width:none}
  .form-card{max-width:620px;width:100%;margin-inline:auto}
  .left-grid .sheet,.trust-card{max-width:553px;width:100%;margin-inline:auto}
  .phone-fig{max-width:none}
  .guide-photo{width:100%;height:420px;bottom:auto;background-position:50% 58%;background-size:cover}
  .guide-photo:after{background:linear-gradient(180deg,rgba(255,255,255,0) 55%,#fff 100%)}
  .guide-grid{display:block}
  .guide-copy{padding-top:300px}
  .closing-photo{width:auto;left:0;background-position:50% 30%;background-size:cover}
}

/* Mobile: Figma frame 402 */
@media(max-width:680px){
  .wrap{padding-inline:24px}
  .topbar-in{height:64px}
  .logo img{width:160px}
  h2{font-size:24px;line-height:36px;letter-spacing:-.02em}
  .eyebrow{letter-spacing:.09em}
  .sec{padding-block:48px}
  .lead{font-size:18px;line-height:28px}

  .hero{background-image:linear-gradient(180deg,rgba(0,45,75,.45) 0,rgba(0,50,82,.5) 230px,rgba(0,58,93,.86) 420px,var(--navy) 515px),url(/hero-bg.webp);background-size:auto,100% auto;background-position:0 0,0 -190px}
  .hero-grid{display:block;padding-block:0 40px;min-height:0}
  .hero-copy{padding-top:228px;text-align:center}
  h1{font-size:36px;line-height:48px;margin-top:6px}
  .h1-small{font-size:24px;line-height:34px;margin-bottom:6px}
  .hero-intro{margin-top:16px}
  .hero-read{flex-direction:column;gap:8px;margin-top:20px}
  .hero-read .btn{width:100%;min-height:56px}
  .promises{justify-content:space-between;gap:4px;margin-top:24px;padding:0 8px 22px;flex-wrap:nowrap;font-size:14px;line-height:20px}
  .promises li{flex-direction:column;flex:1;gap:8px;white-space:normal;text-align:center}
  .mini-proof{align-items:flex-start;text-align:left;margin-top:24px;gap:16px}
  .mini-proof p{margin-top:6px}
  .form-card{margin-top:32px;padding:16px 16px 12px;border-radius:20px}
  .form-card .options{gap:16.4px}
  .progress-row{margin-top:14px}
  .form-card h3{margin-top:16px}
  .form-desc{line-height:22px;margin-top:12px}
  .form-foot{margin-top:6px}
  .options{margin-top:16px}

  .plan-grid{row-gap:24px}
  .phone-fig figcaption{margin-top:16px}
  .plan{background:linear-gradient(180deg,#fff 0,#fff6ee 12%,#fddfc6 50%,#fff3ea 88%,#fbfbfb 100%)}
  .routes{padding-top:24px}
  .split-head{row-gap:12px;margin-bottom:24px}
  .route-grid{grid-template-columns:1fr;row-gap:32px}
  .route,.route-orange{padding:15px 11px 26px}
  .route .eyebrow{letter-spacing:.07em}
  .route h3{font-size:18px;text-transform:capitalize;letter-spacing:0;font-weight:600}
  .route dl{padding-inline:24px 0}
  .route dt{font-size:16px;margin-top:18px}
  .route .text-link{margin-top:24px}
  .route-tip{flex-direction:column;align-items:stretch;gap:20px;margin-top:24px}
  .route-tip .btn{width:100%}

  .left{padding-block:44px 58px}
  .left-copy .btn{width:100%;min-height:56px}
  .sheet{padding:27px 23px 20px}
  .sheet-top{padding-bottom:9px;border-bottom-width:1.5px}
  .sheet-top strong{font-size:11px;line-height:16px;margin-top:0}
  .sheet-top span{font-size:6.5px;line-height:9px}
  .sheet-title{padding-top:15px;margin-bottom:13px}
  .sheet-title h3{font-size:14.5px;line-height:19px}
  .sheet-title small{font-size:7.5px;margin-top:2px}
  .stamp{font-size:6.5px;padding:3px 6px;top:10px;right:-4px;border-width:1px}
  .sheet-row{height:24px;font-size:9px;gap:5px}
  .sheet-row b{font-size:9.5px}
  .sheet-total{margin-top:10px;padding-top:9px}
  .sheet-total strong{font-size:10.5px}
  .total-val{font-size:13px;padding:2px 6px;border-bottom-width:2px}
  .total-val svg{left:-18px;right:-6px;top:-6px;width:calc(100% + 24px);height:calc(100% + 10px);stroke-width:1.5}
  .sheet-note{font-size:9px;margin:9px 20px 0 0}
  .sheet-small{font-size:7px;line-height:10px;margin-top:11px;padding-top:7px}
  .sheet:before,.sheet{--fold:24px}
  .sheet:before{width:24px;height:24px}
  .sheet{clip-path:polygon(0 -40px,calc(100% - 24px) -40px,calc(100% - 24px) 0,100% 24px,calc(100% + 60px) 24px,calc(100% + 60px) calc(100% + 60px),-60px calc(100% + 60px),-60px -40px)}

  .guide{min-height:0}
  .guide-photo{height:340px;background-position:0 -245px;background-size:100% auto}
  .guide-photo:after{background:linear-gradient(180deg,rgba(255,255,255,0) 40%,rgba(255,255,255,.5) 72%,#fff 100%)}
  .guide-copy{padding-block:246px 40px}
  .guide-copy .eyebrow{margin-bottom:12px}
  .guide-copy .lead{margin-top:28px}
  .guide-copy .ticks{margin-top:26px}
  .ticks li{margin-top:16px;font-size:14.5px}
  .guide-actions{flex-direction:column;align-items:stretch;gap:20px;margin-top:32px}
  .guide-actions .text-link{justify-content:center}
  .guide-actions+.micro{margin-top:30px}

  .process{padding-block:40px 40px}
  .steps{grid-template-columns:1fr;row-gap:24px;margin-top:24px}
  .steps h3{margin-top:4px}

  .trust{padding-block:40px}
  .trust-grid{row-gap:24px}
  .trust-card{padding:18px;border-radius:18px}
  .broker{border-radius:10px;padding:17px 18px 28px}
  .broker-top{font-size:7px}
  .broker-id{gap:13px;margin-top:14px}
  .broker-photo{width:59px;height:59px;font-size:7.5px;line-height:8.5px;border-width:1.5px}
  .broker-id strong{font-size:17px;line-height:22px}
  .broker-id small{font-size:9.5px;margin-top:2px}
  .langs{gap:5px;margin-top:13px}
  .langs span{font-size:8.5px;line-height:11px;padding:2px 7px}
  .broker-foot{margin-top:14px;padding-top:10px;font-size:8.5px}
  .broker-foot a{font-size:8.5px}
  .broker-wm{font-size:56px;bottom:-14px}
  .quote{margin:-8px 14px 0;padding:6px 18px 14px;border-radius:10px}
  .quote-mark{font-size:32px;line-height:24px;height:18px;margin-top:4px}
  .quote p{font-size:12px;line-height:17px}
  .quote footer{font-size:8.5px;margin-top:8px}
  .paid{padding:12px 14px;gap:11px;margin-top:11px;border-width:1px;border-radius:6px}
  .paid-i{width:23px;height:23px;font-size:9px}
  .paid strong{font-size:9px}
  .paid p{font-size:9.5px;line-height:13.5px}

  .faq{padding-block:40px}
  .faq-grid{row-gap:20px}

  .closing-photo{width:auto;left:0;background:url(/cta-bg.webp) 0 -208px/100% auto no-repeat}
  .closing-photo:after{background:linear-gradient(180deg,rgba(0,58,93,0) 110px,rgba(0,58,93,.55) 270px,rgba(0,58,93,.88) 420px,var(--navy) 500px)}
  .closing-in{padding-block:184px 40px}
  .closing h2{max-width:none}
  .closing .btn{width:100%}
  .closing-micro{text-align:center}
  .closing-line{background:linear-gradient(90deg,transparent,var(--orange) 50%,transparent)}
  .closing-logo{margin-top:24px}
  .legal{flex-direction:column;margin-top:24px}
  .dlg{padding:20px}
  .preview-pages{grid-template-columns:1fr}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}